The Delhi Development Authority (DDA) 2019 scheme is ready with more than 18,000 houses for grabs in the lower (LIG), middle (MIG) and high income group (HIG) categories. There are 1,000 three-bedroom, two-bedroom and one bedroom flats on offer in Vasant Kunj and Narela areas of Delhi. The online application scheme for this year opens on March 25. The closing date is May 10. Narela is offering the majority of the flats, while Vasant Kunj is ready with a total of 1,286 flats out of which 336 flats are three-bedroom ones. If you wish to book one, you should know and follow certain processes.
2. Application fees - The registration fee can be paid through a large number of banks. The fee is on the higher side this time around, with the maximum being ₹ 2 lakh for two and three-bedroom flats. The registration fee for one-bedroom LIG and EWS category flats will be ₹ 1 lakh and Rs 25,000 respectively. For unsuccessful applicants, the registration fee will be later refunded. In a case where the applicant has opted for more than one category, he/she has to deposit the application money of the highest category, and an application once submitted cannot be withdrawn. Find out the fees for different categories:
- Janta flat - ₹ 10,000
- 1 BHK - ₹ 15,000
- EWS - ₹ 25,000
- LIG - ₹ 1 lakh
- MIG/HIG - ₹ 2 lakh
3. Cost of the flats - The costing is around ₹ 70-80 lakh for MIG with the units ranging between 650 sq ft and 750 sq ft, while HIG categories are priced at ₹ 1.5-2 crore with 970 sq ft in the plinth area.
4. Eligibility criteria - The applicant must be a citizen of India with the completion of 18 years of age as on the date of submitting the application. A flat under DDA shall be allotted only to a person who or his wife or her husband or any of his/her dependent relations including unmarried children does not own a residential plot having an area exceeding 67 sq meters or flat/built-up house having carpet area exceeding 67 sqm in the urban area of Delhi, New Delhi and Delhi Cantonment. This residential plot could be in the form of full or part on a freehold or leasehold basis. In the case where husband and wife have applied for flats separately (subject to fulfilment of eligibility conditions), and both are declared successful, only one shall be allotted a flat. Also, the full amount of application money of the other spouse will be refunded. However, one person can submit one application only either in his/her own name or as a joint applicant.
To qualify for the application of EWS flats, the income of applicants should not exceed ₹ 3 lakh per annum. Also, a proof of income for the EWS category is issued by the office of concerned SDM/ Tehsildar. However, there is no income criterion for other categories.
5. Documents - Only the successful applicants will be required to submit the prescribed supporting documents by the housing board. The documents required are a self-attested copy of the PAN card. The details of the card will be verified before the issuance of possession letter to successful allottees. In terms of Identity proof, the self-attested copy of passport, government identity card, Election ID, driving licence, ration card with photo (of the person whose photo is affixed) or Aadhaar card should be kept handy. For residential proof, the applicant should be ready with the self-attested copy of passport, government identity card, Election ID, ration card, driving licence, telephone bill, electricity bill, water bill, house tax receipt, bank passbook (page carrying name and address) or Aadhaar card.
6. Mode of allotment - The draw is held in the presence of independent observers and will be web-streamed. Based on a random number technique, all eligible applicants will be considered for allotment through a computerised draw.
7. Period of payment - Take note of the date of issue of the demand-cum-allotment letter. The cost of the flat should be deposited within 90 days counting from that date of issue. The letter will be issued online for information purposes as well as a hard copy will be sent by registered/speed post. The allottees will be updated on everything through emails and SMSs. With a 10 per cent rate of interest per annum, additional grace of six months will be available to allottees.
8. Maintenance Purpose - Applicants will be required to become a member of the registered welfare agency/association (RWA) of apartment owners formed for the maintenance purpose. It is a mandatory process, and only one RWA will be registered for one pocket. In case of major maintenance, contribution towards the maintenance fund will be recovered from allottees, while placing in an escrow account. Afterwards, the maintenance work is undertaken out of the interest earned from this corpus. The fund is assigned to the RWAs registered with DDA and managed by a Committee represented by the Executive Engineer of the concerned zone. Once the first demand-cum-allotment letter is issued, the fund becomes operative from that date.
9. Possession of flats - Once all the formalities are completed, the allottee shall be entitled to receive possession. Digitally signed possession letter will be issued online, while the allottee needs to upload self-attested copies of the requisite documents. The allottee is liable to pay watch and ward charges at the prescribed rates if he/she does not take possession of the flat within three months and up to one year from the date of issue of possession letter.
In an extreme case where physical possession is still not undertaken, the allotment shall be automatically cancelled. The amount deposited towards the cost of the flat will be refundable without interest in case of cancellation after deduction of the application money.
DDA has priced the three-bedroom flats in the range of ₹ 1.4 crores to Rs 1.7 crores, two-bedroom flats between ₹ 66 lakhs and ₹ 1.4 crores, and one-bedroom flats at ₹ 22.5 - ₹ 56.3 lakhs range. More importantly, there is a possibility for homebuyers for the first time to enjoy the benefit of the Pradhan Mantri Awas Yojana (PMAY).