DDA Housing Scheme: Steps to Register, Apply & Pay Online

Table of Content:

1. DDA Housing Scheme 2023 #1: Current Status​
2. DDA Housing Scheme #2: Benefits
3. DDA Housing Scheme #3: Eligibility Criteria
4. DDA Housing Scheme #4: Banks Registered Under This Scheme
5. DDA Housing Scheme #5: Mandatory Documents
6. DDA Housing Scheme #6: Steps to Apply for an Online Application
7. DDA Housing Scheme #7: Steps to Make Payment
8. DDA Housing Scheme #8: Registration Amount

In a country as vast and diverse as India, one of the pressing challenges has been providing affordable housing to its ever-increasing population. The Delhi Development Authority (DDA), a statutory body under the Ministry of Housing and Urban Affairs, implemented the DDA Housing Scheme to address this issue. The initiative is entirely focused on offering flats at affordable prices to all sections of society. 

Continue reading this informative article to gain a better understanding of the DDA housing scheme 2023. 

DDA Housing Scheme 2023: Current Status

The upcoming DDA housing scheme 2023 will provide 23,000 flats to Delhi citizens who are not financially strong enough to buy themselves. The DDA's upcoming housing scheme has not been scheduled yet but is expected to commence in June. 

Also Read: How Affordable Housing Is The Growth Engine of Indian Realty Sector 

DDA Housing Scheme: Benefits

• People who cannot afford to buy their own homes in Delhi benefit the most from the DDA flat scheme. 

• The Delhi Development Authority flats are provided at discounted rates to Delhi NCR citizens. 

• The discount rate is expected to be around Rs 5 lakh.

• There is no scope for malpractice or cheating, as the allocation will be made via computer drawing rather than human interference. 

DDA Housing Scheme: Eligibility Criteria

Below are the eligibility criteria for the DDA housing scheme 2023.

• The individual must be an Indian citizen.

• They should be 18 years old.

• One should not possess more than 67 sq m of land in Delhi. 

• Couples can apply for the DDA housing scheme 2023 as a 'joint application.' But spouses should apply separately. If both succeed, only one applicant will be allotted the flat. 

• Interested applicants can only apply once in their own name, as a co-applicant, or jointly.

• The individual or joint income of the applicant for EWS flats should not be more than 3 lakh per annum, and household income should not exceed Rs 10 lakh per annum. 

• Applicants must possess a bank account and a PAN card.

DDA Housing Scheme: Banks Registered Under This Scheme

Below is the list of national banks that are registered under the scheme.

• HDFC Bank

• ICICI Bank

• Axis Bank

• IDBI Bank

• State Bank of India

• Central Bank of India

• Yes Bank

• Kotak Mahindra Bank

• IndusInd Bank 

Also Read: Nationalized Banks in India: Updated List, Home Loan Interest Rates, Address

DDA Housing Scheme: Mandatory Documents

Required Documents for All Categories 

• Self-attested copy of the PAN Card.

• Identity proof. 

• Residence proof.

• Proof of income from the EWS category. 

Required Documents for Reserved Categories 

• Self-attested copy of the PAN Card

• Identity proof 

• Residence proof 

• Attested copy of the original caste certificate

• Attested copy of the original handicapped certificate

• Attested copy of the discharge certificate 

• Attested copy of a requisite certificate 

• Self-attested copy of guardianship certificate

Other Documents 

• Self-attested copy of the bank account statement.

• Affidavit as per proforma given in Annexures C & D 

• Undertaking as per proforma given in Annexure E.

• Passport-size photograph with three signatures of self and partner duly attested. 

DDA Housing Scheme: Steps to Apply for an Online Application

Follow the below-mentioned steps to apply for the DDA housing scheme 2023

 Step 1: Visit https://dda.gov.in/ and login. 

Step 2: Select the 'What's New option and click DDA Housing Scheme. 

Step 3: You will be redirected to another page. From there, select 'Registration Option, and a new window will open.

Step 4: Mention the required information like name, email ID, PAN number, Aadhar Number, and gender to register. 

Step 5: Select 'Request OTP." You will receive an OTP on your registered number. Now login again from your PAN card, fill in your user ID and password, and start the procedure to pay for the DDA housing scheme 2023. 

DDA Housing Scheme: Steps to Make Payment

Step 1: Visit the DDA Housing Scheme website.

Step 2: Click on the payment option available on the homepage.

Step 3: You will be redirected to another page with options for DDA flats, plots, group housing properties, cooperative societies, and unauthorized colonies. 

Step 4: Click on the appropriate option, and you will be redirected to another page to make the payment. 

Step 5: Once a new page is available, carefully mention your login details like your contact number, challan number, and captcha code.

Step 6: Now click on "login' and pay. 

 Also Read: Top Questions Asked About The DDA Housing Scheme

DDA Housing Scheme: Registration Amount

The DDA housing scheme 2023 registration amount is mentioned below: 

The DDA Housing Scheme stands as a significant step towards addressing the housing needs of the Indian population, particularly those from lower and middle-income groups. The scheme has empowered countless individuals and families by offering affordable housing options, allowing them to attain their dream of owning a home. 

Also Explore: Complete Details About NTR Housing Scheme