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All You Need To Know About Property Registration Process In India

Under The Indian Registration Act, 1908, there is legislation for property registration in India. It is mandatory to register the documents of sale and purchase of immovable property under the provisions of the Registration Act, 1908.  It ensures proof of ownership, prevention of fraud and assurance of title. Therefore, this process is important for the buyers so that they should understand the process thoroughly before they shift to a new address. To ensure that your property gets successfully and timely registered, here are the steps to follow for property registration in India:

Step 1: Estimation of The Property Value 

Calculate the value of your property as per the circle rates in your area. Your stamp duty will be calculated on the basis of the current circle rate as specified by the state authorities or as a percentage of the total property value of the house

Step 2: Preparations of The Stamp Paper

You will now have to buy non-judicial stamp papers equivalent to the value of the stamp duty.  You can purchase an e-stamp paper which can be downloaded online or from the licensed stamp vendors. 

Step 3: Getting The Sale Deed Ready

Now, you have to get the deed prepared and typed on stamp papers. The final sale deed of the property is prepared by an authorised attorney on behalf of the buyer. The subject matter on the sale deed varies from transaction to transaction which could be a sale, lease, power of attorney, mortgage, etc.

Step 4: Make an Appointment With the Sub-Registrar

Now, the buyer has to approach the Sub-Registrar's Office to get the deed registered. To complete the registration process, the property owner who has signed the sales deed documents needs to be present along with two witnesses at the office of the Sub-Registrar of Assurances within which jurisdiction the property is located. Each person involved in the registration process must carry their documents including photos, identification documents, and the relevant property papers. 

Step 5: Collect Required Documents

When you meet your sub-registrar for the registration of the property, there are some following documents you need to submit:  

  • Government-approved ID and address proof

  • No Objection Certificate (NOC) for the property

  • Passport size photographs of the owner of the property and of two witnesses involved in the transaction

  • Cash or demand draft for the payment of the stamp duty

  • Latest receipt for tax payment

  • Latest account statement from the bank if still paying the home loan on the property

  • Building plan that has been sanctioned by the concerned authorities

  • Title deeds of the land owner

Step 6: Payment of The Stamp Duty and Registration Fees

Once you have the stamp papers ready, you will be asked to pay the stamp duty through the collector of stamps. The registration charges have to be paid prior you actually appear in the sub-registrar’s office to the registration of the property.

Step 7: Completion of Registration:

Typically, it takes 15 to 20 days for your documents to get registered. Once you produce the receipt that was issued to you during the time of registration, the sub-registrar will hand over the original documents.

Related Post:- Chandigarh Properties Can Now Be Registered Online


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