apf number

Table of Contents<div>1. <a href="#What_is_APF_Number">What is APF Number</a>?</div><div>2. <a href="#How_APF_number_assigned">How is the APF number assigned</a>?</div><div>3. <a href="#Why_banks grant_APF_number">Why do banks grant APF numbers</a>? </div><div>4. <a href="#What_if_the_project_does_not_possess_an_APF_number">What if the project does not possess an APF number</a>?</div><div> When you start your home buying process, the one thing that you and many others are unaware of is whether the project needs to have a valid APF number or not. And the reality is that it is important to consider that the project possesses all the mandatory approvals. Want to know everything about the APF number in detail? Don't fret! We've got you covered; dive into the blog and learn everything there is to know about APF Numbers, from what they are to how they are assigned.<h2 dir="ltr">What is an APF Number?</h2>Most banks and house financial institutions that offer home loans provide an APF number to the authorized builder of the house or project. It is a contributing factor to why many builders tie up with reputable banks. Suppose the developer's project does not possess an APF number issued by a bank from which you are getting a loan. In that case, it is your responsibility to collect the proper documentation for the project.If the bank has a tie-up, then consider it an indication that the project has received all the mandatory approvals, and it is safe for you to invest in the project without hesitating about the credibility of the real estate developer. The Approved Project Financial Number serves as a quality assurance standard to represent that it is a safe investment. <h2 dir="ltr">How is the APF number assigned?</h2>It is the duty of your developer to submit all the required documents, like a sale deed, title deed, NOCs, approved plans, etc., to prove that the project has all the required licenses. Apart from these legal documents, clearances from authorities such as the electricity board, pollution fire department etc are expected to be submitted as evidence. After the submission, banks analyze all these documents along with the KYC (know your customer) to check the credibility of the builder. After assessing the project's legal and technical viability, banks allocate an APF number. The allotment of an APF number works as an indicator that the project will be delivered on time, as promised by the developer. For home buyers, the APF number or code is important to ask because it is a way of checking whether the project is registered and approved by banks or house finance companies or not. <h2 dir="ltr">Why do banks grant APF numbers?</h2>Banks mostly consider those builders who have successfully completed at least 3-4 projects and have a good reputation. The banks also consider the quality of construction work performed by the developer. Developers who are on the RBI's negative list are not granted APF numbers by banks or other housing financial institutions.In the case of under-construction projects, the size should be mentioned in square feet, and an agreement should be duly signed between the developer and the bank or financial institution. If the construction period expires and the project is still not completed, banks or financial institutions can take strict action against the developer. <h2>What if the project does not possess an APF number?</h2>Having an APF number provides a sense of satisfaction to the buyer that the home has legal and technical credentials. But suppose your developer fails to provide you with the APF number. In that case, there is a high possibility that the project does not have either legal approval from the authorities or proper documentation. Your role as a homebuyer begins here! If the developers fail to provide you with the APF number, you should raise your concern and not finalize the deal.</div>

Want to know more about the APF Number? In this blog, we'll be telling you everything you need to know about APF Numbers, including what they are, how they are assigned, and why they are important.

https://lh3.googleusercontent.com/mb9Khgb6zv4lE2jz45EvWX5R-TjueIVmistUVBMNeh7cYeHa4Q2lw6_Hx_GV4NMJ51syrEPFLvPrJiPKRCgL91rYFP9rCHI9Z3JNCaf4f4AU-C_wvw

what-is-apf-number

APF Number: Meaning, Importance and Procedure

https://storage.googleapis.com/redbrics-prod-backend.appspot.com/blog/title/_1660113885017_APF Number Meaning, Importance and Procedure.webp

legal document

mortgage payment

Table of Contents <ol><li><a href="#What_is_Usufructuary_Mortgage">What is Usufructuary Mortgage</a> </li><li><a href="#Features_of_Usufructuary_Mortgage">Features of Usufructuary Mortgage</a> </li><li><a href="#Updates_on_Usufructuary_Mortgage">Latest Updates on Usufructuary Mortgage</a></li></ol> A mortgagor, or a borrower, is the one who borrows money from a lender to buy a property. Recently, in India, the usufructuary mortgage has created a surge. The Supreme Court of India noticed that once a usufructuary mortgage is created, the borrower has the right to redeem the mortgage at any time. But with so much news around the world, people are still confused about what a usufructuary mortgage is. So, in order to bring light to the topic, we have created this blog to broaden your understanding. Continue reading this blog and discover the usufructuary mortgage's meaning and its characteristics. <h2 dir="ltr">What is a usufructuary mortgage?</h2>Before understanding the usufructuary mortgage meaning, let's first get a glimpse of the mortgage. A mortgage is when a person borrows money from a certain person by pledging land to the lender as a security deposit. The word usufructuary is derived from the word &#34;usufruct.&#34; The meaning of this Latin word is to &#34;<a href="https://www.clicbrics.com/blog/how-is-ghaziabad-benefitting-the-real-estate-in-ncr">reap the benefits</a>.&#34;Now let's jump to the real meaning of usufructuary mortgage. A usufructuary mortgage is a type of mortgage in which the borrower delivers the possession and has the freedom to enjoy an income from the mortgagee's property. Nevertheless, the title deed still remains with the owner. Based on the Transfer of Property Act, there are 5 categories: Usufructuary Mortgage. It means that the lender has the liberty to enjoy certain benefits and rights over the security of the land. Let's understand more in-depth with the help of an example.You may have noticed or heard how often a farmer mortgages his <a href="https://www.clicbrics.com/blog/vastu-tips-for-agricultural-land">agricultural land.</a> When he does, the lender has the right to demand production till the land is in his possession. Also Read: <a href="https://www.clicbrics.com/news-and-articles/post/mortgage-mistakes-to-avoid-for-home-buyers">Mortgage Mistakes To Avoid When Buying A Home</a><h2 dir="ltr">Features of Usufructuary Mortgage</h2><ul><li dir="ltr" style="color: #000000;background-color: transparent;">The mortgagee has a right to use the property until the dues are finally paid off. </li><li dir="ltr" style="color: #000000;background-color: transparent;">The mortgagee does not hold the right to sell the mortgaged property.</li><li dir="ltr" style="color: #000000;background-color: transparent;">The payment is not time-limited.</li><li dir="ltr" style="color: #000000;background-color: transparent;">The mortgagor has no personal liability involved.</li><li dir="ltr" style="color: #000000;background-color: transparent;">A stated or implied promise by the mortgagor to deliver such possession or delivery of possession of the mortgaged property.</li></ul> Also Read: <a href="https://www.clicbrics.com/blog/easy-ways-to-pay-off-your-mortgage-faster">Easy ways to pay off your mortgage faster. </a><h2>The latest updates on usufructuary mortgage</h2>The mortgagor may redeem the usufructuary mortgage at any moment, as the Supreme Court has reaffirmed. The High Court's decision to favour the mortgagor, allowing him to redeem the subject land, was challenged, but Justices Hemant Gupta and V. Ramasubramanian turned it down. The plaintiff filed a lawsuit seeking a declaration that she had become the owner following the extinction of the mortgage rights, as well as a permanent injunction because the mortgagor did not repay the mortgage within the allotted 30 years. The First Appellate Court upheld the same judgement. The Second Appellate Court rejected the case.Also Read: <a href="https://www.clicbrics.com/blog/registered-and-equitable-mortgage-on-home-loans">Top 6 Differences Between Registered and Equitable Mortgages on Home Loans</a>

What is a usufructuary mortgage? What are its features? In this blog, we aim to explore the usufructuary mortgage features and its latest news. Read more here...

https://lh3.googleusercontent.com/rmlvBBOhOqa7mcRSa_Qm-WY0bCsWmpuWSReetXcnYoCdQWut0OZgKEfy7VnbHDlFwIbdt7SIYTLglkkJDnPulyJ0biAsZh0mSY8vqdIWLRcURUxc2XA

usufructuary-mortgage

Usufructuary Mortgage: Meaning, Features and Latest Updates

https://storage.googleapis.com/redbrics-prod-backend.appspot.com/blog/title/_1660048309628_Usufructuary Mortgage Meaning, Features and Latest News (1).webp

Property Registration Guide

Property Registration Process

Questions on Property Registration

Common Questions

Tamil Nadu RERA

RERA Tamil Nadu

Table of contents <ol><li><a href="#What_is_Patta">What is Patta?</a></li><li><a href="#What_is_Chitta">What is Chitta?</a></li><li><a href="#Patta_Chitta_online_registration_in_Tamil_Nadu">Patta Chitta online registration in Tamil Nadu</a> </li><li><a href="#Details_in_TN_Chitta_Patta_document">Details in TN Chitta Patta document</a> </li><li><a href="#Check_Status_of_TN_Patta_Chitta_Online">Check Status of TN Patta Chitta Online</a> </li><li><a href="#Verify_your_TN_Patta_certificate">Verify your TN Patta certificate</a> </li><li><a href="#Documents_required_for_Patta_transfer">Documents required for Patta's transfer</a> </li><li><a href="#Procedure_for_transfer_of_Patta">Procedure for transfer of Patta</a></li><li><a href="#Change_the_name_in_Patta">Change the name in Patta</a> </li><li><a href="#Download_Patta_Chitta_App">Download Patta Chitta App</a></li></ol> With the emergence of digitalisation in the world, the government in India has also started taking initiatives to step into this game. With the help of digitalisation, certain important documents can now be available online. One such document is the Patta Chitta document, released by the government of Tamil Nadu. The land records of <a href="https://www.clicbrics.com/blog/advantages-of-buying-property-in-chennai">Tamil Nadu</a>, that is, the Patta Chitta documents, are now available online through their e-Services website. It is needless to say that land records play an important role in property-related business, such as transfer of ownership, mortgage, etc. As interesting as it sounds, continue reading this blog, and you will see how to check land records in Tamil Nadu online, what documents are required to apply for the Patta Chitta, and what is the procedure to transfer Patta, and so much more. Let's start with a quick overview of Patta and Chitta. <h2 dir="ltr">What is Patta?</h2><div><img src="https://storage.googleapis.com/redbrics-prod-backend.appspot.com/blog/images/_1659702713860_What is Patta.webp"/> </div>The Patta document is a legal document that the government of Tamil Nadu issues in the name of the property owner. One can easily obtain the document from the Tahsildar's office of the district. The document consists of the following details-<ul><li dir="ltr" style="color: #000000;background-color: transparent;">Name of the district and village.</li><li dir="ltr" style="color: #000000;background-color: transparent;">Patta number</li><li dir="ltr" style="color: #000000;background-color: transparent;">Name of the actual owner</li><li dir="ltr" style="color: #000000;background-color: transparent;">Subdivision and survey number</li><li dir="ltr" style="color: #000000;background-color: transparent;">Wetland or dryland in Tamil Nadu </li><li dir="ltr" style="color: #000000;background-color: transparent;">The area of land</li><li dir="ltr" style="color: #000000;background-color: transparent;">Tax details</li></ul><h2 dir="ltr">What is Chitta?</h2>A Chitta is a land revenue document usually maintained by the VAO (Village Administrative Officer) and the Taluka office. The document contains the below-mentioned details of the ownership, actual size, the area of the land, etc. But one important thing to remember is that, as of 2015, the <a href="https://www.clicbrics.com/blog/top-7-rera-approved-ready-to-move-in-projects-in-chennai">Tamil Nadu government</a> stopped issuing Chittas. Instead, they merged Patta and Chitta into one document, which now consists of all the mandatory details. Also Read: <a href="https://www.clicbrics.com/blog/bhulekh-gujarat-land-records-online">Bhulekh Gujarat- Steps to Know Gujarat Land Records Online</a> <h2 dir="ltr">How to apply for a new patta chitta online registration in Tamil Nadu?</h2>The records of Patta Chitta are now available online, and you can access these documents by approaching the concerned Taluka office. Below is the procedure in order to get Patta Chitta online. Step 1- Visit the <a href="https://eservices.tn.gov.in/eservicesnew/index.html" rel="nofollow">official website</a> of the Tamil Nadu Patta Chitta. The website is available in English and Tamil languages. Step 2- View Patta and FMB, Chitta, or TSLR Extract and choose the district in which your property is situated. Step 3- Fill in the details like Taluk, Village, Ward, and Block along with the Survey Number and Sub Division Number. Step 4- After submitting the details, a certificate from the Town Survey Land Register will be issued online. In the certificate, details on the type of construction, municipal door number, location, type of land, etc., will be mentioned. Click here to view the validity of the issued certificate. Note: By applying for a Patta document online, you will be charged a fee of Rs 100, which you have to pay online. Also Read: <a href="https://www.clicbrics.com/blog/rera-tamil-nadu-tnrera-functions-charges-and-services-offered"> RERA Tamil Nadu- TnRERA Functions, Charges &amp; Services Offered</a><h2 dir="ltr">What details will you get in the TN Chitta Patta document online?</h2>The Tamil Nadu Chitta Patta documents can now be obtained online. The following major components will be covered-<ul><li dir="ltr" style="color: #000000;background-color: transparent;">The name of the owner </li><li dir="ltr" style="color: #000000;background-color: transparent;">Survey Number and the Sub-division</li><li dir="ltr" style="color: #000000;background-color: transparent;">Patta Quantity </li><li dir="ltr" style="color: #000000;background-color: transparent;">Name of the district, </li><li dir="ltr" style="color: #000000;background-color: transparent;">village and taluk of the owner </li><li dir="ltr" style="color: #000000;background-color: transparent;">Dimensions of the property</li><li dir="ltr" style="color: #000000;background-color: transparent;">Tax details </li><li dir="ltr" style="color: #000000;background-color: transparent;">Dry or wetland details Chitta land ownership. </li></ul>Also Read: <a href="https://www.clicbrics.com/blog/best-places-to-live-in-chennai">5 Best Places To Live In Chennai In 2022</a><h2 dir="ltr">How to Check the Status of TN Patta Chitta Online</h2>You can easily verify the status of TN Patta Chitta online. Just follow the below-mentioned steps.STEP 1- Visit the<a href="https://eservices.tn.gov.in/eservicesnew/login/Appstatus.html" rel="nofollow"> official website</a>STEP 2- Click on the 'Application Status' optionSTEP 3- Enter the Application ID and Authentication ValueSTEP 4- Enter the Captcha CodeSTEP 5- Click on the &#34;Get Status&#34; button. Also Read: <a href="https://www.clicbrics.com/blog/real-estate-growth-in-chennai">Factors influencing the growth of the real estate sector in Chennai</a><h2 dir="ltr">What is the process to verify your TN Patta certificate?</h2>If you wish to verify your TN Patta certificate, all you need to do is these two simple steps:STEP 1- Visit the<a href="https://eservices.tn.gov.in/eservicesnew/land/verify_chitta.html?lan=en"> website</a>STEP 2- On the page, select 'Verify Patta'.STEP 3- Enter the &#34;Reference Number.&#34;STEP 4- Click on 'Submit' <h2 dir="ltr">What are the documents required for Patta's transfer?</h2>You will need a Patta transfer application. But along with that application, you need to submit the below-mentioned documents.<ul><li dir="ltr" style="color: #000000;background-color: transparent;">Duly signed transfer patta application</li><li dir="ltr" style="color: #000000;background-color: transparent;">A copy of the sales deed</li><li dir="ltr" style="color: #000000;background-color: transparent;">Verification of original documents</li><li dir="ltr" style="color: #000000;background-color: transparent;">Proof of the possession of the property in the form of an electricity bill or property tax receipt etc.</li><li dir="ltr" style="color: #000000;background-color: transparent;">Encumbrance certificate</li></ul>Also Read: <a href="https://www.clicbrics.com/blog/pay-property-tax-chennai">How to Pay Property Tax in Chennai</a><h2 dir="ltr">What is the procedure for the transfer of Patta?</h2>At the time of property sales, the transition of Patta is done. The Patta transfer is close to the Patta land registry process. Based on the concerned department's report, the application may be rejected or approved. The mandatory documents required for transferring the Tamil Nadu Patta are mentioned below.<ul><li dir="ltr" style="color: #000000;background-color: transparent;">A photocopy of the sale deed</li><li dir="ltr" style="color: #000000;background-color: transparent;">Use your electricity or water bill as proof of your ownership</li><li dir="ltr" style="color: #000000;background-color: transparent;">Encumbrance certificate</li><li dir="ltr" style="color: #000000;background-color: transparent;">An affidavit </li><li dir="ltr" style="color: #000000;background-color: transparent;">Property tax receipts</li></ul>Also Read: <a href="https://www.clicbrics.com/blog/infrastructure-of-chennai-what-the-future-looks-like">The Infrastructure of Chennai: What Does the Future Look Like?</a><h2 dir="ltr">How do you change the name in Patta?</h2>In order to change the name in Patta, there is no online process available. Nevertheless, you can follow the below-mentioned steps to complete the name change process.Step 1- Fill out the Patta Transfer form at Taluk or the Village Administration Office.Step 2- Fill out the form and apply.It usually takes 15–30 days to issue a new Patta document. <h2>How to download the Patta Chitta App?</h2>Step 1- Visit the Google Play Store.Step 2- Search for Patta Chitta in Tamil NaduStep 3- Install the app. Also Read: <a href="https://www.clicbrics.com/blog/stamp-duty-and-registration-charges-in-chennai">Stamp Duty and Registration Charges in Chennai</a>

This blog helps you with information about Patta Chitta or the land records in Tamil Nadu. You can apply for Patta Chitta online using our step-by-step guide. Read more here.

https://lh3.googleusercontent.com/qW_4zitZDIE7hwzkXQ5DkeIe57EBsp85WQLv5UPMv59ZGQ7VaMkB8u9iSP7AnkKIAXTdmpBcB7hfs_uL_k00Fp9qZsioE2CRe0ZegeGYysngW98kRA

patta-chitta-tamil-nadu

Patta Chitta - Now Check Land Records In Tamil Nadu Land Online

https://storage.googleapis.com/redbrics-prod-backend.appspot.com/blog/title/_1659702325703_Patta-Chitta---Now-Check-Land-Records-In-Tamil-Nadu-Land-Online.webp

Apartments in Mumbai

Navi Mumbai

Table of Contents<ol><li><a href="#synopsis_of_navi_mumbai">Synopsis of Navi Mumbai</a> </li><li><a href="#Shiplata">Shilphata</a> </li><li><a href="#Panvel">Panvel, Navi Mumbai</a> </li><li><a href="#Kharghar">Kharghar</a></li><li><a href="#Belapur">Belapur</a></li><li><a href="#Vashi">Vashi</a></li><li><a href="#Nerul">Nerul</a></li><li><a href="#Koparkhairane">Koparkhairane</a></li></ol> When we talk about the most happening city in India, &#34;Navi Mumbai&#34; is definitely going to top the list. It is because <a href="https://www.clicbrics.com/blog/why-is-panvel-in-navi-mumbai-growing-real-estate-hub">Navi Mumbai</a> has a massive amount of space available to residents despite being crowded with a huge population. Moreover, with excellent road connectivity, metro lines coming up, and suburbs such as Shilphata, have transformed Navi Mumbai into an investment hotspot in India. With such good infrastructure, of course, one will enjoy the luxury of living in the <a href="https://www.clicbrics.com/property-in-mumbai">posh areas of Navi Mumbai</a>. To figure out which posh area to invest in, we prepared this blog for you. So, dive into this blog and discover why more and more people are investing in the posh areas of Navi Mumbai. <h2 dir="ltr">A synopsis of Navi Mumbai</h2>Because of the establishment of big and small companies in Navi Mumbai, it has become India's financial hub. Mumbai is also known as &#34;<a href="https://www.clicbrics.com/blog/advantages-of-buying-mumbai-property">The City That Never Sleeps</a>&#34;. The city is not only brimming in terms of lifestyle and leisure, but also in property demand. Navi Mumbai has excellent infrastructure for commercial spaces and residential apartments and villas. Many promising real estate developers are currently working to provide <a href="https://www.clicbrics.com/blog/apartments-to-live-in-mumbai">affordable and luxurious housing</a> to people. Yet there is another reason why property demand in Navi Mumbai has increased: people travelling from Tier I and Tier II cities in search of work are also looking for accommodation to buy or rent. Of course, people have their own choices, many of which tend to fall for luxury, and for that, they invest in the posh areas of Navi Mumbai. If you, too, are one of them and are looking for posh areas to live in Navi Mumbai, then we have narrowed down the best 7 areas where you can invest and you will enjoy a luxurious life. <h2>1. Shilphata</h2><div><img src="https://storage.googleapis.com/redbrics-prod-backend.appspot.com/blog/images/_1660302251597_Shilphata.webp" alt="shilphata mumbai"/> Shilphata is situated at the junction of Kalyan- Shilphata Road and NH-4. Currently, infrastructural developments are going on, like the Ghatkopar-Ghansoli Link Road, Kharghar Kalyan Monorail, and the Airport in Navi Mumbai. This is a reason why property prices in the area are triggering. If you wish to know more about properties available in Shilphata, Navi Mumbai, <a href="https://www.clicbrics.com/mumbai/property-in-nh4-shilphata-mumbai">click here.</a>  </div><h2>2. Panvel, Navi Mumbai</h2><img src="https://storage.googleapis.com/redbrics-prod-backend.appspot.com/blog/images/_1660305337680_Panvel, Navi Mumbai.webp" alt="panvel navi mumbai"/> Another posh area in Navi Mumbai is Panvel. The area is offering a plethora of ready inventory in the mid-income housing segment. The posh locality has excellent connectivity via Sion-Panel Highway, NH-48, and NH-66. The demand for this posh area in Navi Mumbai is going to increase more in the coming years because the area is set to become the next railway hub. The locality will have more than 10 new trains operating soon from Panvel Terminus. Nevertheless, the posh area offers many good things, but one might encounter frequent traffic jams during peak hours.Also Read: <a href="https://www.clicbrics.com/blog/buying-affordable-homes-in-mumbai">How Can You Buy an Affordable Home in Mumbai?</a><h2>3. Kharghar </h2><img src="https://storage.googleapis.com/redbrics-prod-backend.appspot.com/blog/images/_1660305791975_Kharghar.webp" alt="kharghar mumbai"/> The poshest area in Navi Mumbai is Kharghar, as it is surrounded by the beauty of Kharghar hills and Pandavkada waterfalls. With amazing views and infrastructure, many sectors of Kharghar can be considered the poshest area. Based on the location's geographical and infrastructure benefits, many real estate developers have started projects with amenities in this area. Despite being the educational hub, the locality is soon going to become the next commercial hub of Navi Mumbai. <h2>4. Belapur</h2><img src="https://storage.googleapis.com/redbrics-prod-backend.appspot.com/blog/images/_1660305913194_Belapur.webp" alt="belapur mumbai"/> Belapur is not only considered a posh area in Navi Mumbai but is one of the most iconic localities. In particular, Sector 26 has a fascinating landscape and mansions. If you are looking to invest in commercial places, then we would suggest Sector 11 to you as it is well designed and developed. It is also considered the most accessible and posh area in Belapur. Also Read: <a href="https://www.clicbrics.com/blog/everythng-about-mumbai-trans-harbour-link">Mumbai Trans Harbour Link (MTHL)</a><h2>5. Vashi </h2><img src="https://storage.googleapis.com/redbrics-prod-backend.appspot.com/blog/images/_1660307112517_Vashi Mumbai.webp"/> When you are looking for a posh area to live in, you have a sufficient budget set aside, but when it comes to Vashi, the property price in Mumbai is slightly higher than in any other locality. Sectors 26,27, and 28 are the most lavish localities anyone can ask for to reside in. <h2>6. Nerul </h2> <img src="https://storage.googleapis.com/redbrics-prod-backend.appspot.com/blog/images/_1660307239022_Nerul%20,%20Mumbai.webp" alt="Nerul Mumbai"/> Nerul is one of the posh areas in Navi Mumbai, but the locality includes bungalows and low, mid-, and high-rise apartments. IT parks and commercial complexes are available in this locality, along with the MIDC industrial area and educational institutions nearby. Also Read: <a href="https://www.clicbrics.com/news-and-articles/post/will-ignoring-mumbai-real-estate-make-you-lose-money">Will Ignoring Mumbai Real Estate Make You Lose Money?</a><h2>7. Koparkhairane</h2><div><div><img src="https://storage.googleapis.com/redbrics-prod-backend.appspot.com/blog/images/_1660307557752_Koparkhairane mumbai.webp" alt="koparkhairane mumbai"/> </div></div>If you are looking for a posh area that offers <a href="https://www.clicbrics.com/blog/top-rated-housing-societies-along-aqua-metro-line">residential apartments</a>, industrial units, or commercial office spaces, then Koperkhairane is the place for you. The locality is surrounded by Ghansoli, Vashi, and MIDC industrial areas and offers smooth connectivity through Vashi-Koparkhairane Road, Thane-Belapur Road, and Palm Beach Road.

Navi Mumbai is one of the most sought locations in Mumbai. With its proximity to the sea and a number of posh localities, this city is one of the best choices for people looking to invest in real estate. Read more here.

https://lh3.googleusercontent.com/fI13d3KQKqrMyREKOy5skItu0uRUxduXWi7ZZeWoyiXARJDbcIpMuil8bke0hBuBV-_iVf1p8rw8LnTH1i7jL01lk7jtr0K_2Y4HE9esMbkvyIahRg

posh-areas-to-live-in-navi-mumbai

7 Posh Areas to Live In Navi Mumbai Revealed

https://storage.googleapis.com/redbrics-prod-backend.appspot.com/blog/title/_1659531510689_Cover.gif

E way bill

Table of Contents<ol><li><a href="#what_is_an_e_way_bill">What is an E-way bill?</a></li><li><a href="#E_way_bill_login">E-way bill login</a></li><li><a href="#Who_can_generate_an_e-way_bill">Who can generate an e-way bill?</a></li><li><a href="#When_should_an_E_way_Bill_be_generated">When should an E-way Bill be generated?</a></li><li><a href="#How_can_I_get_an_e_way_bill_login">How can I get an e-way bill login?</a></li><li><a href="#Steps_to_generate_an_E_way_Bill">Steps to generate an E-way Bill</a></li><li><a href="#Can_an_E_way_Bill_be_generated_through_SMS">Can an E-way Bill be generated through SMS?</a></li><li><a href="#Can_you_cancel_an_E_way_Bill">Can you cancel an E-way Bill?</a></li></ol><h2> What is an E-way bill?</h2>The electronic way bill also called an &#34;E-way bill,&#34; is a necessary document required for the movement of goods within a particular state or across Indian states. But the E-way Bill will only be mandatory when the value of the commercial goods exceeds Rs 50,000 across state borders. Under Section 68 of the Goods and Services Tax Act, registered transporters must generate an e-way bill before the movement of goods. Moreover, transporters must be registered with the e-way bill login portal. To understand the whole concept of the e-way bill GST login process, continue reading this blog.<h2 dir="ltr">E-way bill login</h2>To learn more about the official address of the e-way bill portal, <a href="https://ewaybillgst.gov.in/">click here</a>. A registered consignor, consignee, or transporter has the right to generate electronic way bills. An unregistered transporter can also enrol on the portal and can generate electronic waybills for the respective clients. In comparison, any citizen who wishes to use e-way bills for their own use can also become a registered user and generate an e-way. The e-way can be created online by visiting the official website, or through SMS or an app. After the generation of e-way bills, the supplier, the recipient, and the transporter receive the e-waybill number. Later, the generated e-waybill number can be used by all of them in order to start the transportation process of goods.Also Read: <a href="https://www.clicbrics.com/blog/tricks-to-save-money-on-property-tax-bill">Easy-to-follow tricks to save money on the property tax bill</a><h2 dir="ltr">Who can generate an e-way bill?</h2>An e-way bill can be generated by the below-mentioned set of people.<ul><li dir="ltr" style="color: #000000;background-color: transparent;">Registered person: It is mandatory to generate an E-way bill at the time of issuing items with a value of more than Rs 50,000.</li><li dir="ltr" style="color: #000000;background-color: transparent;">Unregistered person: People who are not registered on the online E-way bill login portal are also supposed to generate e-way bills. Moreover, this group of people must ensure that the compliance requirements are fulfilled. </li><li dir="ltr" style="color: #000000;background-color: transparent;">Transporters: If the supplier has not yet generated, then the transporters are required to generate e-way bills.</li></ul>The recipient of the goods should ensure that the e-way bill is generated at the time of the supply of goods and that too, from an unregistered person to a registered person. When the supplier fails to generate the e-way bill, the responsibility of developing the bill goes to the transporter. Also Read: <a href="https://www.clicbrics.com/news-and-articles/post/benami-property-act-key-provisions">Benami Property Transaction Act - Meaning &amp; Key Provisions</a><h2 dir="ltr">When should an E-way Bill be generated?</h2>An e-way bill should be generated in advance for the transportation of goods across state borders. The below-mentioned points are the reasons why you can generate an e-way bill.<ul><li dir="ltr" style="color: #000000;background-color: transparent;">At the time of supply of goods with consideration</li><li dir="ltr" style="color: #000000;background-color: transparent;">Supply of goods without consideration</li><li dir="ltr" style="color: #000000;background-color: transparent;">Inward supply, which is received from an unregistered person.</li></ul>The process of supply includes the movement of goods, not only for the account of sales but for other reasons too, like inter-branch transfer, buying from an unregistered person, or in the barter process. Nevertheless, there are specific scenarios where an e-way bill will have to be generated despite the value not exceeding Rs 50,000. Such a scenario will happen at the time of transfer of handicraft goods within the states by a deal that is exempted from GST registration.<h2 dir="ltr">How can I get an e-way bill login?</h2>The e-way bill login is generated online. Therefore, it is mandatory for the transporter and the supplier to be registered with the GST Portal. Moreover, they should be registered with the E-way Bill login portal, but if the transporter is not registered, he can generate the unique ID on the portal. The e-way bill is generated in the following modes:<ul><li dir="ltr" style="color: #000000;background-color: transparent;">E-way Bill Portal</li><li dir="ltr" style="color: #000000;background-color: transparent;">With a mobile app</li><li dir="ltr" style="color: #000000;background-color: transparent;">Through SMS</li><li dir="ltr" style="color: #000000;background-color: transparent;">Via Site-to-Site integration</li></ul>    Also Read: <a href="https://www.clicbrics.com/news-and-articles/post/verify-your-flat-purchase-documents-without-a-lawyer">Verify your flat purchase documents without a lawyer</a><h2 dir="ltr">Steps to generate an E-way Bill</h2>Step 1: Log in to the <a href="https://ewaybillgst.gov.in/">official portal</a>Step 2: Enter the registered username, password, and captcha code. (If a person is not  registered, they must register to create an account and then log in.)<img src="https://storage.googleapis.com/redbrics-prod-backend.appspot.com/blog/images/_1659353542531_step 2.webp" alt="Steps to generate an E-way Bill"/> Step 3: Click on the &#34;Generate New Tab&#34;Step 4:  E-way bill generation form will appear on your laptop or phone.<img src="https://storage.googleapis.com/redbrics-prod-backend.appspot.com/blog/images/_1659352809651_step 4.webp" alt="E-way bill generation form"/> Step 5: Complete the mandatory fields. Step 6: Enter the state’s name and GSTIN.Step 7: Now, you will be required to fill in the details of the goods. For that, the below-mentioned details should be added.<ul><li dir="ltr" style="color: #000000;background-color: transparent;">Product names and descriptions</li><li dir="ltr" style="color: #000000;background-color: transparent;">The HSN Code of the product</li><li dir="ltr" style="color: #000000;background-color: transparent;">Units and quantities must be specified clearly.</li><li dir="ltr" style="color: #000000;background-color: transparent;">Value of the products under the tax rates.</li><li dir="ltr" style="color: #000000;background-color: transparent;">Details on IGST or SGST</li><li dir="ltr" style="color: #000000;background-color: transparent;">An estimated distance of transport to build the validity of the E-way Bill.</li></ul>Step 8: Enter the transport detailsStep 9: Click on &#34;Submit&#34;.An E-way Bill will automatically be generated on your screen after the final step.<h2 dir="ltr">Can an E-way Bill be generated through SMS?</h2><div>Yes, apart from the online e-way bill login, the e-way bill can also be generated via SMS. Some small tax payers do not have good access to the internet, so the Union Ministry of Finance established the SMS facility.</div>If you wish to avail of the SMS facility, you must register your mobile number on the E-way Bill portal. Moreover, the registered mobile number should be connected with your GSTIN number.<h3 dir="ltr">The steps mentioned below are the procedure to generate an E-way Bill through SMS.</h3>Step 1: Click on the Registration Tab to register your mobile number on the e-way bill portal.<img src="https://storage.googleapis.com/redbrics-prod-backend.appspot.com/blog/images/_1659354319695_sms%20step.webp" alt="register mobile number on e-way bill portal"/> Step 2: Click on the &#34;SMS&#34; option.Step 3: After mobile number registration, choose the format to generate the &#34;E-way Bill&#34; through SMS.That's it; through these three simple steps, you will be able to generate an E-way bill via SMS.<h2 dir="ltr">Can you cancel an E-way Bill?</h2><div><img src="https://storage.googleapis.com/redbrics-prod-backend.appspot.com/blog/images/_1659348636516_cancel bill.webp" alt="cancel an E-way Bill"/> </div>Yes, if there is a generation of an E-way Bill but with the wrong details, it can be cancelled, and a new E-way Bill can be generated. Only the person who generates the bill has the right to cancel the bill. In addition, the recipient of an E-way Bill can reject the e-way bill within 72 hours of its generation.

E-way Bill is a digital way bill for the movement of goods. Learn everything about the e-way bill here. Read more here.

https://lh3.googleusercontent.com/NIJesXPdi1y_cbU8OuyyafcGv6tTviNUZiiiFTDN-7u6myW_k3jdVYFXkLDKIMpI8nNWtbx_Nz24mmYtzwjG2PKJH3YNVj5rfPw_i7rsYkKJYkN6rA

e-way-bill-system

Everything About E-way Bill in GST - 2022 (Updated)

https://storage.googleapis.com/redbrics-prod-backend.appspot.com/blog/title/_1659442290248_Learn-everything-about-E-way-Bill---2022.webp

Home Office Feng Shui

Vastu Dosh

Vastu Hacks

vastu tips

Table of Contents<ol><li><a href="#Find_the_Xun_Position">Find the Xun Position</a></li><li><a href="#Place_a_Fountain_Inside_Your_Home">Place a Fountain Inside Your Home</a></li><li><a href="#Clean_the_Entry_Gate_on_a_Regular_Basis">Clean the Entry Gate on a Regular Basis</a></li><li><a href="#Adding_Citrine_Crystals_to_Your_Home">Adding Citrine Crystals to Your Home</a></li><li><a href="#Place_a_Feng_Shui_Money_Frog_at_Home">Place a Feng Shui Money Frog at Home</a></li><li><a href="#Keep_a_Bowl_of_Oranges_at_Your_Home">Keep a Bowl of Oranges at Your Home</a></li><li><a href="#Feng_Shui_Turtles_on_Top_of_a_Dragon">Feng Shui Turtles on Top of a Dragon</a></li></ol> Does anyone know how Feng Shui came into existence? It was actually developed in ancient China as a way to welcome harmony, luck, and wealth into the environment. The whole aim of using Feng Shui is to enhance people's auspicious life situations. If we talk about wealth for a moment, we all know that money can't buy love, but certainly, there are some things that wealth can purchase. All of us in this world seek to gain a lot of wealth in our lives in order to live a comfortable life. Therefore, people are obsessed with multiplying their wealth in any possible way. One of many methods to attract luck and wealth is to use the powers of feng shui. So here we bring you this interesting article about how Feng Shui powers will provide you with strong luck and how it will help you attract wealth. Also, the article contains feng shui tips for moving into a new home, which you can't afford to miss! <h2>1. Find the Xun Position</h2><img src="https://storage.googleapis.com/redbrics-prod-backend.appspot.com/blog/images/_1658924215633_Find the Xun Position.webp" alt="Find the Xun Position"/> Feng shui tips for moving into a new home are plenty, but one good thing you can do is to locate the Xun position in your home. Every home has a feng shui bagua map that helps generate wealth, abundance, and peace. If you also wish to locate this area, all you have to do is stand in the doorway of your house facing inward. In the far left corner, you will see your wealth area. Once you have located the wealth area in your home, the next step is to add green plants to generate more luck and wealth. When you move into a new home, you are starting a new beginning in your life, so <a href="https://www.clicbrics.com/blog/houseplants-to-grow-at-home">planting green plants</a> will promote your growth and new beginnings as plants represent the wood element associated with the area of Xun position. Also, <a href="https://www.clicbrics.com/blog/bedroom-paint-ideas">colour plays</a> a role in generating the power of feng shui. For example, the wealthy area of your new home is associated with the colour purple. So, to create the energy of feng shui at home, you can decorate the place with purple accents. Also Read: <a href="https://www.clicbrics.com/blog/best-plants-for-home-as-per-vastu-shastra">7 best plants for home as per Vastu</a> <h2>2. Place a Fountain Inside Your Home</h2><img src="https://storage.googleapis.com/redbrics-prod-backend.appspot.com/blog/images/_1658924248749_Place a fountain inside your home.webp" alt="Place a Fountain Inside Your Home"/> According to the readings of feng shui, the flowing water source personifies the flow of finances in one's life. But you also have to remember that there is water damage or leakage when moving into a new home. In case you encounter such issues, fix them immediately. Otherwise, you will start to lose wealth unnecessarily. In order to generate the power of feng shui at home, you need to place a moving water source, like a fountain, inside your home or garden. This will help to boost wealth and luck at home. Also Read: <a href="https://www.clicbrics.com/blog/vastu-tips-for-north-west-facing-house">Is north west-facing house good according to Vastu? </a> <h2>3. Clean the Entry Gate on a Regular Basis </h2><img src="https://storage.googleapis.com/redbrics-prod-backend.appspot.com/blog/images/_1658924304706_Clean the entry gate on a regular basis.webp" alt="Clean the Entry Gate on a Regular Basis"/> In feng shui, the entry gate of the house is known as the 'mouth of qi.' It is believed that all the energies in the form of wealth, resources, and opportunities come into our house from the main front door. To generate the power of feng shui from the entry gate, you need to clean the entire entry area on a regular basis. Then, you can place a welcome mat to ensure the right flow of energy inside your home. Also Read: <a href="https://www.clicbrics.com/blog/bhumi-poojan-muhrat-2022">Bhumi Poojan Muhurat 2022</a> <h2>4. Adding Citrine Crystals to Your Home</h2><img src="https://storage.googleapis.com/redbrics-prod-backend.appspot.com/blog/images/_1658924387486_Adding citrine crystals to your home.webp" alt="Adding Citrine Crystals to Your Home"/> Many people are unaware of the fact that citrine is mostly used to manifest abundance and good luck. Also, it is used to inspire a sense of confidence and positive vibes within oneself. Working on self-confidence will ultimately support your plan and help build strong self-worth. Place <a href="https://www.clicbrics.com/blog/vastu-crystals-to-bring-home-in-2022">gold-toned quartz</a> on the centre table of any room to activate the energy and invite opportunities for wealth and a career.Also Read: <a href="https://www.clicbrics.com/blog/8-vastu-dosh-remedies">8 Vastu Dosh Remedies To Welcome Peace, Wealth and Health</a> <h2>5. Place a Feng Shui Money Frog at Home</h2><img src="https://storage.googleapis.com/redbrics-prod-backend.appspot.com/blog/images/_1658924510621_Place a Feng Shui Money Frog at Home.webp" alt="Place a Feng Shui Money Frog at Home"/> A Chinese symbol, the money frog, is used in feng shui to generate prosperity and wealth at home. According to Chinese mythology, the money frog has been in many stories where it is said to produce coins from its mouth. Generally, a money frog is made up of small metal figurines or jade. If you also wish to generate the power of feng shui at home to boost your wealth, place the money frog on a low surface of your home. But while putting it, you have to ensure that it does not touch the floor. Once placed, take good care of the money frog as you take care of your family members. Clean and dust it off on a regular basis to see how your wealth and luck change in an instant.Also Read: <a href="https://www.clicbrics.com/blog/3-surprising-vastu-hacks-for-west-facing-house">3 Surprising Vastu Hacks for West Facing House </a> <h2>6. Keep a Bowl of Oranges at Your Home</h2><img src="https://storage.googleapis.com/redbrics-prod-backend.appspot.com/blog/images/_1658924686183_orange bowl.webp" alt="Keep a Bowl of Oranges at Your Home"/> How many of you knew that oranges originated in China, just like feng shui? Yes, you read that right! According to Chinese culture, oranges signify good luck and wealth. It is a source of enhancing yang energy. The bowl of oranges energises your living space. So you can add a bowl of oranges to your kitchen to effectively promote peace, wealth, and luck in your home and life.  <h2>7. Feng Shui Turtles on Top of a Dragon</h2><img src="https://storage.googleapis.com/redbrics-prod-backend.appspot.com/blog/images/_1658924571866_Keep%20a%20bowl%20of%20oranges%20at%20your%20home.webp" alt="Feng Shui Turtles on Top of a Dragon"/> According to Chinese tradition, the Feng Shui turtle on top of the dragon is the most significant symbol of Feng Shui culture. Here, the turtle's energy represents stability and security in life, whereas the dragon's power represents courage and good luck. An amalgamation of both helps boost the finances of a business and helps improve relationships between family members. If you want to generate the power of feng shui at home, place the feng shui turtle on top of a dragon in the <a href="https://www.clicbrics.com/blog/vastu-tips-for-north-west-facing-house">north </a>or <a href="https://www.clicbrics.com/blog/vastu-tips-for-east-facing-house">east direction</a> of your home. If you wish to put it in your office, place it parallel to where you usually sit. In order to boost the energy of a feng shui turtle on top of a dragon, put a golden ribbon in a frog's mouth.  Give it a read on this blog <a href="https://www.clicbrics.com/blog/home-office-feng-shui">if you have a home office and are looking for the right ways to generate Feng Shui energy to boost luck and wealth</a>

The most common question people ask is, "Does Feng Shui really work?" Here are 7 powerful Feng Shui tips that will be able to help you in attracting wealth and luck into your home.

https://lh3.googleusercontent.com/VJTgBbixahrGSclBb9i-3eHocPS--pxQ5sQQV33HMHm6pd-wws-q5ep8YQ4H2DBDtfBo2rZ6Y_YvchFe5S78F0qlXj1Q93wh6dzz6fjRyePdkmnTxg

feng-shui-tips-for-good-luck

7 Feng Shui Inspired Tips to Boost Luck and Wealth

https://storage.googleapis.com/redbrics-prod-backend.appspot.com/blog/title/_1658925429788_Feng Shui Inspired Tips to Boost Luck.webp

Buyers Guide

<div class="tags mrg-top-30"></div><div class="blog-content" id="blog-content-box">Table of Contents<ol><li><a href="#Meaning">Maintenance Charges: Meaning</a>​</li><li><a href="#Handling_of_Maintenance_Charges">Handling of Maintenance Charges</a></li><li><a href="#Types_of_Maintenance_Charges">Types of Maintenance Charges</a> </li></ol> What vibes will your house give if it is poorly maintained? It will be addressed as nothing but a decaying and degraded place, negatively affecting the health of the residents. So this is a reason why it is important for you to maintain the appearance of your house so that it can operate at its maximum efficiency. When you switch apartments, apart from <a href="https://www.clicbrics.com/blog/stamp-duty-and-registration-lucknow" style="background-color: transparent;">stamp duty</a> and registration costs, one more thing is involved, known as &#34;maintenance charges&#34;. Generally, the maintenance charges are calculated on the basis of the area of a property and the quality of maintenance. <h2 dir="ltr">Maintenance Charges: Meaning</h2>When you buy a home in a gated community, it comes with some expenses. So the housing societies seek maintenance charges from the residents for the added amenities and facilities. The maintenance cost may vary from Rs 1 to Rs 3 per sq ft. Sometimes, the real estate developers don't share the maintenance costs during the initial period of buying a unit. So, paying the charges for maintenance boosts the overall costs. Therefore, if you are on your home-buying journey, you need to know all the variations involved in maintenance charges. Also, NDRC has informed us that in the case of delayed projects where the developer has not yet received an <a href="https://www.clicbrics.com/blog/what-is-an-occupancy-certificate" style="background-color: transparent;">occupancy certificate,</a> the residents don't need to pay maintenance charges. It is because if your real estate developer has not yet received the occupancy certificate, it means that the project is not fully finished and not all services have been provided as promised by the developer. Also Read: <a href="https://www.clicbrics.com/blog/stamp-duty-and-registration-charges-in-mumbai" style="background-color: transparent;">Stamp Duty and Registration Charges in Mumbai</a><h2 dir="ltr">Handling of Maintenance Charges</h2>The role of the builder is to handle the maintenance charges. It is mandatory for builders to follow certain guidelines at the time of handling the maintenance amount collected from the residents.<ul><li dir="ltr" style="background-color: transparent;">The maintenance money belongs to society</li></ul>Charges collected from the residents belong to the society, and builders are not allowed to use them for any other purpose. The role of the builder is to take care of the housing unit for a specific period of time. In the long run, the <a href="https://www.clicbrics.com/blog/cleaning-hacks-for-your-home" style="background-color: transparent;">maintenance of the building</a> and the premises will shift to RWA. <ul><li dir="ltr" style="background-color: transparent;">A separate bank account </li></ul>The role of the builder is to create an exclusive <a href="https://www.clicbrics.com/blog/banks-for-home-loan-2022" style="background-color: transparent;">bank account</a> by depositing maintenance contributions into it. After the formation of RWA, the builder or the developer hands over the maintenance contribution to them. When the developers give the maintenance amount to RWA, it becomes mandatory for an auditor or a CA to endorse that amount to be specifically used for the welfare of the building or society. The remaining amount, which is kept in the bank, will accrue interest. So, the interest figure will also belong to the maintenance account only, and the developer cannot intervene. Also Read- <a href="https://www.clicbrics.com/blog/difference-between-a-builder-floor-and-a-multi-storey-apartment" style="background-color: transparent;">Know the Difference Between A Builder Floor &amp; A Multi-Storey Apartment?</a><h2 dir="ltr">Types of Maintenance Charges </h2>Housekeeping charges, security guards/janitors, maintenance of lifts, tools and equipment used for maintenance, <a href="https://www.clicbrics.com/blog/what-is-a-smart-city-its-features-and-process-of-selection" style="background-color: transparent;">electrical maintenance</a>, and other expenses are mostly shared equally among the residents of the building. A non-occupancy fee of 10% of service charges is charged on the flats that the people rent. Moreover, the parking expense is based upon the number of parking spaces available to the flat owners. <h3>Maintenance Charges: Detailed Description </h3>From the time you take possession of a gated community, you become an owner. As exciting and loving as it is to have a place which you can address as &#34;my home&#34;, it also comes with a lifetime of responsibility too. Consider it as an investment rather than a source of stress. If you observe that the maintenance charges are<a href="http://v/" style="background-color: transparent;"> reasonable and legal</a>, there is no chance for you to consider them a financial burden. The below-mentioned points can be utilised to divide the maintenance costs:<ol><li dir="ltr" style="background-color: transparent;">Service charge: The charge mostly covers electricity, security, lifts, parks, etc.</li></ol><ol start="2"><li dir="ltr" style="background-color: transparent;">Maintenance and repair charge: The internal road within the building, drainage and pumping system, generator facility, parking and street lights, security gadgets etc.</li></ol><ol start="3"><li dir="ltr" style="background-color: transparent;">Parking: Charges for two-wheelers and four-wheelers differ in rates. So, if you own a vehicle, you will have to pay maintenance charges, including your vehicle parking fees. </li></ol><ol start="4"><li dir="ltr" style="background-color: transparent;">Water Cost: The cost of water is based on the number of inlets you have installed in your apartment. </li></ol><ol start="5"><li dir="ltr" style="background-color: transparent;">A sinking fund: A small portion of the fund that is set aside, is eventually used during an emergency or to tackle unfortunate events. The housing governing body tends to decide on the sinking fund. </li></ol><ol start="6"><li dir="ltr" style="background-color: transparent;">Defaulted payments: Late payments will charge residents a max of 21% annum of the charges. </li></ol><ol start="7"><li dir="ltr" style="background-color: transparent;">Non-occupancy costs: These charges are levied for the rented flats and are 10% of the service charges. </li></ol> As for<a href="https://www.clicbrics.com/blog/top-rera-approved-ready-to-move-in-projects-in-mumbai" style="background-color: transparent;"> RERA </a>rules for maintenance charges, it is mandatory for the developer or the builder to deliver and maintain the basic services of the building at a fair cost until the RWA takes over. Maintenance charges are mandatory to ensure a peaceful and comfortable stay and should be paid by every apartment owner. The buyer is responsible for paying the maintenance charges after taking ownership of the flat. Also read:<a href="https://www.clicbrics.com/blog/franking-charges-meaning-calculation-and-alternatives" style="background-color: transparent;"> Franking Charges: Meaning, Calculation, and Alternatives</a></div>

If you are looking for your next apartment, it is essential to know what the maintenance charges are before signing the agreement. Read our article on maintenance charges.

https://lh3.googleusercontent.com/zP9jKKDNXWx8wAMCpqmMz6fW81O2zZAQth8VxIvd_zBUkAd48CyPVBccki2sX3mNF-19J9hpG_7lqcdkmY3qEGYKLgOL3doPancMgi3lkIEllS12r1w

maintenance-charges-meaning

Maintenance Charges: Meaning, Types, and Regulations

https://storage.googleapis.com/redbrics-prod-backend.appspot.com/blog/title/_1658838464462_Maintenance-Charges-Meaning,-Types,-and-Regulations.webp

Buying a home

Buying Home

Table of Contents<ol><li dir="ltr" style="color: #000000;background-color: transparent;"><a href="https://www.clicbrics.com/blog/qualities-of-smart-home-buyer#planning">Planning a budget very clearly</a></li><li dir="ltr" style="color: #000000;background-color: transparent;"><a href="https://www.clicbrics.com/blog/qualities-of-smart-home-buyer#be_informed">Be Informed</a></li><li dir="ltr" style="color: #000000;background-color: transparent;"><a href="https://www.clicbrics.com/blog/qualities-of-smart-home-buyer#be_optimistic">Be optimistic</a></li><li dir="ltr" style="color: #000000;background-color: transparent;"><a href="https://www.clicbrics.com/blog/qualities-of-smart-home-buyer#be_responsible">Be Responsible</a></li><li dir="ltr" style="color: #000000;background-color: transparent;"><a href="https://www.clicbrics.com/blog/qualities-of-smart-home-buyer#accept_challeges">Accept challenges, but be calm</a></li></ol> The emotions you might be experiencing right now must be stress, excitement, nervousness, and a little bit of anxiety, all because you are about to make the biggest purchase of your life. A smart home buyer doesn't mean that he or she can’t doubt their decision, but a smart homebuyer is the one who answers those emotions by buying a home with a fresh and peaceful mind. And to be honest, it is considered good to accept these emotions as they will help you manage and tackle the situation that arises at the time of purchasing a home, and this will make you a <a href="https://www.clicbrics.com/blog/rights-and-duties-of-homebuyers-under-rera">smart homebuyer</a>. You might have also heard how the experts tell you to be patient and plan properly before taking the plunge, and it is true! But smart <a href="https://www.clicbrics.com/news-and-articles/post/buying-distressed-foreclosed-property">home buyers</a> do more than this. Continue reading this blog to learn some of the important traits that every smart homebuyer should possess. <h2>1. Planning a budget very clearly</h2>The first and foremost step is to plan the budget, i.e., how much you can actually afford. Because, on that basis, you will be able to figure out the right mortgage or <a href="https://www.clicbrics.com/blog/common-mistakes-home-loan-applicants-should-avoid">home loan</a> plan. Planning a budget will also help you get pre-approved. In this form, you will also gain the trust of a seller. It is because sellers tend to trust home buyers with pre-approved home loans. You will bag a deal in no time, and this is a trait that a smart homebuyer should possess! Also Read: <a href="https://www.clicbrics.com/blog/how-to-ensure-investment-in-the-right-property-within-a-decided-budget">7 Most Important Things To Ensure Investment In The Right Property Within Decided Budget</a><h2>2. Be Informed </h2>Gain as much knowledge as you can to ensure a hassle-free home buying experience. Let's say you are buying a property for an investment purpose. You should be well informed about its resale potential, as in this form you will be able to make a better decision. And this is nothing but a smart approach to the home buying process, and who can possibly possess such a trait? Only a smart homebuyer!Also Read:<a href="https://www.clicbrics.com/blog/6-important-things-to-keep-in-mind-before-investing-in-real-estate"> 6 Important things to keep in mind before investing in real estate</a><h2>3. Be optimistic</h2>It is the habit of most homebuyers, especially the first ones, to build a set of expectations for their dream home. Sometimes, they end up failing to meet those requirements. So, there are chances that things don’t go the way you intended. For example, if you buy a short-sale <a href="https://www.clicbrics.com/blog/top-10-factors-to-consider-when-choosing-the-right-floor-in-a-high-rise-apartment">apartment</a> and later discover that there is no good following, you will end up contributing to these additional repair costs just to make it right. So, it is advised that it's good to be optimistic, but a smart homebuyer possesses a blend of optimistic and flexible traits. Having such an attitude will ensure long-term benefits.Also Read: <a href="https://www.clicbrics.com/blog/6-secrets-to-getting-a-good-deal-on-a-house">6 Secrets to Getting a Good Deal on a House </a><h2>4. Be Responsible</h2>Many people believe that the home buying process is quite effective, but we say that everything has a smart solution. Because it is you who can make the home buying process easier by being responsible. There are a lot of interactions, finances, and paperwork involved, so these are the parts where you have to be strictly responsible, not just in the initial process but even after buying the property too. <a href="https://www.clicbrics.com/blog/online-property-registration-details-and-documents-required">Reading the documents </a>thoroughly and just implying a responsible attitude is what will make you a smart homebuyer.<h2>5. Accept challenges, but be calm.</h2>You might feel like you are ready, but a sudden move without having the right vision can end up being sinful in your home-buying journey. Take a moment and just think! When you go shopping, you take your time to see which shirts or dresses fit you well. But what if you later discover that the piece of clothing you bought has some kind of imperfection? You might feel like a fool at that very moment, but eventually, you will move on to buy another set of clothes. It is because clothes are something you can buy soon, but a home is something that many people consider a one-time investment. No doubt, buying a home is the biggest investment that will mean the world to you. So, if you think you are a smart homebuyer, you will take your time and do a thorough inspection of the property, do a background check of the locality, and compare prices quoted by the broker. The only mantra involved here is to be calm. Anyone can <a href="https://www.clicbrics.com/blog/real-estate-questions-by-home-buyers">become a smart homebuyer.</a> You don't need a degree or a set of skills but be bold enough to get what you have always dreamt of, especially when buying a home. You might have a degree in philosophy, but when home buying it requires your mathematical skills at the time of home shopping. You might possess a shy nature, but you will need to actively negotiate with people to get your hands on a perfect home. So, take your time, be, patient yet realistic, and make a smart move just like any other smart homebuyer would move!

There are certain traits that every smart homebuyer should have. A smart homebuyer should be able to prioritize needs, avoid costly mistakes, and make the most of a purchase. Read more here...

https://lh3.googleusercontent.com/rWm-HwIQRYJylmM6sFvGUf7_XzFjRHm3Fa3mr5Yq6vs_oNg0RYYztBGNwcDaylaBlSeBoE-Yyj2cdrJsmSSJnlbaiFpJVt_klYA09FQyaOmeNCTSeu0

qualities-of-smart-home-buyer

5 Must Have Qualities to be a Smart Homebuyer

https://storage.googleapis.com/redbrics-prod-backend.appspot.com/blog/title/_1658751214848_5-Must-Have-Qualities-to-be-a-Smart-Homebuyer.gif

home decor

Table of Contents <ol><li><a href="https://www.clicbrics.com/blog/bamboo-furniture#Add_luxury_to_your_homes_entrance_with_bamboo_furniture">Add luxury to your home's entrance with bamboo furniture</a> </li><li><a href="https://www.clicbrics.com/blog/bamboo-furniture#Bamboo_furniture_for_the_bedroom">Bamboo furniture for the bedroom</a> </li><li><a href="https://www.clicbrics.com/blog/bamboo-furniture#Make_your_living_room_a_natural_paradise">Make your living room a natural paradise</a> </li><li><a href="https://www.clicbrics.com/blog/bamboo-furniture#A_dreamy_dining_experience_with_the_help_of_bamboo_furniture">A dreamy dining experience with the help of bamboo furniture</a> </li><li><a href="https://www.clicbrics.com/blog/bamboo-furniture#Bamboo_themed_inspired_bathroom" target="_blank">Bamboo-themed inspired bathroom</a> </li><li><a href="https://www.clicbrics.com/blog/bamboo-furniture#Why_rely_on_bamboo_furniture_to_upgrade_the_interior_of_your_house">Why rely on Bamboo furniture to upgrade the interior of your house</a> </li></ol> We have an unnamed bond with this planet, a bond so deep that we consider each step a way to safeguard our precious planet. In order to safeguard the planet and to keep up with the trend, we will discuss how bamboo furniture works its charm to revolutionise a simple home into an elegant home, incorporating natural elements like bamboo furniture into your home is the <a href="https://www.clicbrics.com/blog/ig-accounts-to-follow-for-home-renovation-inspiration">easiest trick</a> you can do for your home. Remember the time when your favourite spot in the house was the bamboo mudda stool or bamboo swings? Doubt it? Of course, by reading this, all those lost memories have returned to you, and you must be reminiscing about those good old golden days. Well, now the time has come to make some new memories. In this article, we will discuss 5 amazing ideas about how an eco-friendly element can upgrade your interior with minimal effort and cost involved. <h2 id="Add_luxury_to_your_homes_entrance_with_bamboo_furniture">1. Add luxury to your home's entrance with bamboo furniture<img src="https://lh5.googleusercontent.com/qdrV-Ab_lLGWNOz_55H8K59cYKYhgqjNUA4b9DS1ppno7__fJG1HlMY9Rj9576ijDFb8TgpcISQtbE4rOEieNwnSysIfsM_KfgwqPqnEl3vdHh77dKRYw6r6fvvpoxeMoK8zCeutYjZqI81dIvG6Y0Q" width="624" height="351" alt=" home's entrance with bamboo furniture"/> </h2>We understand your dilemma about how to <a href="https://www.clicbrics.com/blog/pop-designs-for-your-home">design the entrance of your home</a>. Nevertheless, you don't have to fret! You don't have to spend an extravagant amount of money but only have to opt for elegant bamboo furniture pieces. Having a bamboo table with bamboo stools or chairs is enough to upgrade the vibe of the entrance to your room. You can also add a bamboo floor. It will create a perfect place to have your evening tea with your loved ones in this peaceful corner. So let your outdoor entrance or balcony area experience the fresh and beautiful vibes of nature.<h2 id="Bamboo_furniture_for_the_bedroom">2. Bamboo furniture for the bedroom</h2><img src="https://lh3.googleusercontent.com/57Y0oPvsnSAj5Zbn8WiXqF9YPf4TWK7LF6TW24GhqXJaq75jaTkvKMWIcPtrFKuYj4ZdLdxnWPjah6RQEr32eq79wncewxYNBUGMaaA-3n0LfacmtaeR2QnCelAQznqeISd6yr5fUF0R8C_nMk8je9c" width="624" height="351" alt="Bamboo furniture for the bedroom"/><a href="https://www.clicbrics.com/blog/colour-combinations-for-your-bedroom-walls">Restyle your bedroom with bamboo beds and side tables. The bed crafted with this eco-friendly element will provide extra durability and be very sturdy. Bamboo furniture usually comes with beautiful handwork too. Even adding bamboo blinds will provide you with a sense of beautiful cosiness. The rustic charm of bamboo tends to bring sophisticated style to your living space.  </a><a href="https://www.clicbrics.com/blog/colour-combinations-for-your-bedroom-walls"></a>ClicTip: People who face trouble while sleeping can use bamboo mattresses as they aim to provide a peaceful sleep.<h2 id="Make_your_living_room_a_natural_paradise">3. Make your living room a natural paradise</h2><img src="https://lh6.googleusercontent.com/dS3Sj8WEXYFOrl48uzIpq48uqEBOuEea_gYKp7g1lB_wfFMYvhTUkEcLteE_miue0vF3CbiijeiyV3GOM4uZaV9hmEjJ2d0K5ww4IordKdes124GxBZ1BICS_h4Cbgv8_kE83teiOXbN54Nf9c3DkaU" width="624" height="351" alt="Make your living room a natural paradise"/>The living room is a room that tells a lot about the people living in the house. You can improve your interior designing skills by adding bamboo wall decoration; all you need to do is install wall inserts or cladding made of bamboo poles. You can also include LED lights when installing a panel of bamboo. Doing so will enhance your living room and give it a warm and welcoming atmosphere. If you are an environmental enthusiast, you can add bamboo chairs and curtains with bamboo-laced walls. Such innovative DIY will provide your living space with a tropical yet modern vibe. If you are someone who likes to have a bohemian look, you can use bamboo-inspired tea tables. If you have an ideal corner available in your living room, just add a rustic bamboo-inspired vase. It will enhance your interior design game and give an aesthetic look to your living room. <h2 id="A_dreamy_dining_experience_with_the_help_of_bamboo_furniture">4. A dreamy dining experience with the help of bamboo furniture</h2><img src="https://lh4.googleusercontent.com/MsnH_waOhnp8sRyd4eAxL15hInVueK6I9WFu59z7AgzF33JP3JT0rx0Vqjrv2r4M6opamKLWq2F1IGswEn_IYtB5U0M9BqBdZwIHF-7r5BF74-hHJhnChaOhlYOoWZ7-mIGzDdhQ640HArvaXJazn18" width="624" height="351" alt="dining experience with the help of bamboo furniture"/><a href="https://www.clicbrics.com/blog/colour-combinations-for-your-bedroom-walls">Bamboo is a moisture-resistant material that can be easily used on the countertop of your kitchen. If you possess semi-glossy stainless steel </a><a href="https://www.clicbrics.com/blog/dining-room-designs">equipment in your kitchen</a>, having a bamboo element will give an aesthetically contrasting look to your kitchen. People have shifted their focus to more eco-friendly elements, especially post COVID-19, which is why the demand for bamboo-based utensils is in high demand. Apart from kitchen equipment, bamboo furniture is an excellent choice for your dining area. You must have observed how cafes today have boho decor. Even you can bring such a soothing flair to your dining area by adding bamboo furniture. To have a relaxing dining experience with your loved ones, add a rattan table and bamboo chairs with a candle in the middle of the table. With these minimal efforts, you will enjoy candlelight dinner without having to go to cafes and spend money. <h2 id="Bamboo_themed_inspired_bathroom">5. Bamboo-themed inspired bathroom</h2><img src="https://lh6.googleusercontent.com/K_XbgISwQJd9fU1z_RGkWI7ix7XNBzRitBpGk8L6Knzl00ceBVU0Ob_IHVJ0jBHArsgtOPKhBE4FHlsyCPqLvAYVp0PAAuat39a3L--TsFF-6zUvk18DymesWOujaKnwgQa9mdQ6GU9QMMD-wro21yI" width="624" height="351" alt="Bamboo-themed inspired bathroom"/>The use of bamboo furniture is not limited to bedrooms or living rooms, but bathrooms too. Bamboo is a strong element that can withstand high temperatures and will not decompose easily. But you must remember that bamboo-inspired bathrooms should always be kept simple and minimalistic. Overdoing it will not enhance the look of your bathroom. If you have an attached bathroom to your bedroom, you can use bamboo as a partition wall. Your aim of privacy without having to look weird will be sorted. If you <a href="https://www.clicbrics.com/blog/using-exposed-beams-as-home-decor">add light amber</a> to your bamboo-themed bathroom, it will give you relaxing spa vibes. Relying on bamboo for your vanity or closet in the bathroom is totally fine, as it will not wear and tear because of water splashes. So, you get comfort and luxury with minimal cost involved.<h2 dir="ltr">Why rely on bamboo furniture to upgrade the interior of your house?</h2>Bamboo is a gift that we have received from nature. Its strong and durable material is what makes bamboo furniture completely reliable. Bamboo has a tendency to withstand tough weather conditions as well as retain its aesthetic look. So, having bamboo furniture can be said to be an ideal choice for your home! Also Read: <a href="https://www.clicbrics.com/blog/8-best-stone-tiles-for-wall">8 Best Stone Tiles for Wall to Smarten Up Your Home Exterior</a>

Are you planning to change your furniture or searching for new home decor? Bamboo furniture is a great choice for you! In 5 simple ways, bamboo furniture will boost the charm of your place. Read more here.

https://lh3.googleusercontent.com/etvGq9XLHiAdkSDieVZ4DRx8IzkbdgVynJZR4ICa2dr1k2fmh7yL5igdMx2In369xktAkfQ92h6pBPRp4VB48_8nJ-Srhif_43ORe0ZkhYbAH12K-eg

bamboo-furniture

5 Simple Ways Bamboo Furniture Will Boost the Charm of Your Place

https://storage.googleapis.com/redbrics-prod-backend.appspot.com/blog/title/_1658493383527_Bamboo Furniture.jpg

Property Valuation

clicworth

<h2 style="color: #0e101a;background-color: transparent;">What is Clicworth? </h2>Clicworth property valuation model is Clicbrics’s estimation of a market valuation of a property. Clicworth incorporates publicly available data from various government agencies, and our proprietary data by taking into account location, home details and market trends. Clicworth is an estimate only and can differ in the actual transaction price. <h2>How accurate is the Clicworth?</h2>The accuracy of Clicworth depends on the availability of data in the area of the home. Clicworth uses transaction pricing, i.e., the price at which the home was last sold. Some areas have extremely detailed data and some do not. Data such as pin code, address, apartment number, floor, area in sq foot, and price per sq foot are the most common inputs used to estimate the worth of a home. The more data we have, the more accurate clicworth will be. <h2 dir="ltr" style="text-align: justify;">How does Clicworth work?</h2>In order to find the value of the property, all you need is the following information-1. Details such as project name, address, location etc2. Floor number 3. Sq footage of the apartmentOnce you have these details, you can check the value of a property with just 3 clicks. <div><h3>STEP 1 - Visit Clicworth</h3><h2 style="background-color: transparent;"><img src="https://storage.googleapis.com/redbrics-prod-backend.appspot.com/blog/images/_1659606981968_2_1.webp"/> </h2> <h3>STEP 2 - Enter the address or locality of the property, or start with the property name.</h3><h3><img src="https://storage.googleapis.com/redbrics-prod-backend.appspot.com/blog/images/_1659606893123_3_1.webp"/> </h3> <h3>STEP 3 - Select floor and area and check Clicworth</h3><img src="https://storage.googleapis.com/redbrics-prod-backend.appspot.com/blog/images/_1659606773972_4_1.webp"/> With these 3 simple steps, you can know the value of the property. Moreover, the estimated price will be followed by an affordability calculator detailing the basic down payment, home loan EMI, interest, and tenure. It will make the homebuying journey quite easy for buyers. <h3 style="color: #0e101a;background-color: transparent;">ClicTip : Clicworth also shows Transaction history and price trends</h3><h2 style="background-color: transparent;"><img src="https://storage.googleapis.com/redbrics-prod-backend.appspot.com/blog/images/_1657351437960_transaction%20History%20and%20price%20trends-min.png" alt="Transaction history and price trends"/></h2></div>

Clicworth is a property valuation tool introduced by Clicbrics, India’s online real estate platform. The tool is specifically designed to provide Indian consumers with the transparency they need when making the biggest purchase of their lives.

https://lh3.googleusercontent.com/9_2sLCC4I1C6I6ruEkY7qA2ztfn2GvkqPmWWpUhC8ItcCRi8i_E1tcQewDgSTAuiVdCi2QQVww7FoxQJxOQKGr3t_s_wyVM1lpyQT_tqBjQ7UqqXcQ

what-is-clicworth-property-valuation-tool

What is Clicworth Property Valuation Tool?

https://storage.googleapis.com/redbrics-prod-backend.appspot.com/blog/title/_1659607039378_1.webp

A tenancy agreement is a legally binding contract between a landlord and a tenant. It sets out the rights and obligations of both parties and specifies the amount of rent paid for the property. Read about different types of tenancy agreements here!

https://lh3.googleusercontent.com/P_xIr51PunvCyRalW2cEljw1qi6yJkZq0uvxvpNunDJoFSbPmyKVNj8_JUyhztVz1jZPrQdcUyqzWBslUDATiMMnGsuGl2Ybk4LOXwNdFmAvnr8gWKo

types-of-tenancy-agreements-in-india

Different Types of Tenancy Agreements in India

https://storage.googleapis.com/redbrics-prod-backend.appspot.com/blog/title/_1644300743297_Different Types of Tenancy Agreements in India- Clicbrics.webp

Are you planning to rent your property but are not sure if the tenants are good people? With tenant police verification, you can be sure that nothing is hidden. Here's how it can help you.

https://lh3.googleusercontent.com/tPWC0B0Z7jOzfmeY0F1eNGHIkjsGaUBEodWZGbb1y-OGYqe238mMPVGXVGR3_yY9u-yVWE5TSjnu5bLU27I8Nx2HBcOvbX9vznu5qncIcH_Ox0mF

necessity-of-police-verification-of-tenants

The Necessity of Police Verification of Tenants

https://storage.googleapis.com/redbrics-prod-backend.appspot.com/blog/title/_1644300047443_The Necessity of Police Verification Of Tenants- Clicbrics.webp

Home for Sale

Resources

Police Verification